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Financing Your New Air Conditioning or Heating Equipment Purchase

Hearth Financing

Helping homeowners renovate confidently

Hearth helps homeowners make smart financial decisions about their renovations. We show homeowners how to craft an accurate budget for their remodels and connect approved homeowners to financing options. Please click the icon below to apply for financing.

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EnerBank USA

EnerBank USA’s home improvement payment options help you create your dream home and offers you peace of mind. Our loans are available only through authorized contractors who have been approved to offer payment options to their customers. Let EnerBank help make your dreams come true.

Please call us during the application process to find out which financing options are available to you, or to learn about special financing promotions.

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FTL Finance

Through our close partnership with FTL, we offer a variety of flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from FTL, you'll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Plus, by taking advantage of special FTL financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which FTL financing options are available to you, or to learn about special financing promotions.

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CUSTOMER FINANCING - PAYZER

We are known for "service after the sale" - and financing is no exception. Through our financing programs, we offer several flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from us, you'll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Plus, by taking advantage of our special financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.

Microf

Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase financing for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Call us for more information on how the Microf program can work for you.

Apply Now